Financial Disclaimer

Important Notice

Kiwi Tiaki is an education and referral service. We are not a registered Financial Advice Provider (FAP) and do not provide personalised financial advice.

General Information Only

All content on this website is provided for general educational and informational purposes only. The information does not constitute financial advice, insurance advice, or any other form of professional advice.

No Client Relationship

Using this website or contacting Kiwi Tiaki does not create a client-adviser relationship. We do not:

  • Provide personalised financial advice
  • Recommend specific insurance products
  • Assess your individual financial situation
  • Make decisions on your behalf

Seek Professional Advice

Before making any financial decisions, we strongly recommend you seek advice from a licensed financial adviser who can assess your individual circumstances, needs, and objectives.

About the Advisers We Refer To

When we connect you with a financial adviser, that adviser will:

  • Be a licensed or authorised financial adviser operating under New Zealand financial services regulation
  • Provide their own disclosure statement explaining their services, fees, and any conflicts of interest
  • Be solely responsible for any advice they provide to you
  • Have their own complaints and disputes resolution process

We encourage you to review the adviser's disclosure statement carefully before receiving advice. You can verify an adviser's registration status through the Financial Service Providers Register (FSPR).

No Guarantee

While we strive to provide accurate and up-to-date information, we make no guarantees about the accuracy, completeness, or suitability of any information on this website. Insurance products, regulations, and market conditions change frequently.

Your Responsibility

You are responsible for:

  • Verifying any information before acting on it
  • Seeking appropriate professional advice for your specific situation
  • Making your own informed decisions
  • Reading and understanding any product documentation provided by advisers or insurers

Limitation of Liability

To the maximum extent permitted by law, Kiwi Tiaki accepts no liability for any loss or damage arising from:

  • Reliance on information provided on this website
  • Any actions taken or not taken based on our educational content
  • The advice or services provided by any third-party adviser we refer you to